Despite the low prices, commodities are risky investments
If bank and service provider are not compliant, pay manually, or give standing instruction linked to bank a/c, suggests Bindisha Sarang.
While investing in PPF, investors must remember to put in the money at the right time to maximise the return they earn from it.
In September, net equity inflows stood at Rs 6,609 crore, compared to Rs 9,152 crore in the previous month. In the last four months, this is the lowest net inflow tally seen by the equity category.
'Large-caps are better placed to withstand the impact of higher input cost inflation, rising rates and withdrawal of excess global liquidity.'
It is important to celebrate when your first paycheck arrives, but is equally important to ensure that you take the time to learn some very important personal finance lessons, so that you can put your salary to work for you and grow a savings corpus.
Despite strong AUM growth, MFs lag behind other popular investment avenues. MFs received only 6 per cent of total household savings in 2021-2022.
If your children live abroad, rely more on financial assets as they are easier to liquidate and move across borders.
In October, the contribution through SIPs rose to Rs 79.85 billion, up 42% compared to the same month last year.
Investors sinking lump sum money in equities seem to have applied the brakes.
In the recent past, Adityanath and the RSS seem to have come closer. The warmth is more on the part of the RSS. And even now, not all requests from the RSS are accommodated by the UP government, points out Aditi Phadnis.
Here's how you can ensure you have enough in your kitty and be in command of your finances.
The amount saved in a PPF account is actually saving for a rainy day.
God forbid, if bad days fall upon someone and debts pile up. A fascinating excerpt from Anil Lamba's Financial Affairs Of The Common Man: Master The Art Of Personal Finance Management.
Is the latest mobile or car or a house the goal? If so, the savings and investments should be aimed at catering to it. The amount needed has to be worked out, and money needs to be saved, accordingly, suggests Sarbajeet K Sen.
Experts believe that financial planning should always start as soon as we become financially independent. This helps in building a sizeable corpus over time and is also easy on our pockets
Despite uncertain times and market volatility ahead, investors should continue with their disciplined investing via SIPs.
'If an investor is ready to stay put for the next five years, one can consider investing in mid- and small-cap funds, but through SIPs.'
The total AUM rose 40 per cent or Rs 6.3 lakh crore, to Rs 23 lakh crore at the end of November.
Investors not stop their SIPs or STPs due to election-related uncertainty.
Systematic investment plans can be the best way to achieve your financial goals if started early, says Vishwajeet Parashar is the Senior Vice President and Group Head -- Marketing, Bajaj Capital.
This Vikram Samvat year 2070, ending on Thursday, has proved the worst in 17 years in terms of return on investment in gold.
There is polarisation among sectors with IT and healthcare receiving the lion's share of FPI money in the past two quarters.
Retirees have better options that offer liquidity, better returns and are more tax-efficient.
Even if you get a bit late in buying things you need, it is always better to avoid debt traps, advises Vishwajeet parashar
While some states have kicked in their heat action plans, experts feel this is not enough to tackle the current extreme weather.
To ensure a better financial future, resolve yourself to follow these simple money tips.
In April, the inflows into equity schemes dropped 60% compared to the previous month to Rs 4,608 crore, the lowest since Sept 2016.
The Reserve Bank of India's (RBI) new rules for credit and debit cards came into effect from October 1. These include tokenisation, one-time password (OTP) for activation after 30 days, written permission for enhancement of credit limit, and greater clarity on interest calculation.
Take calculated, not blind risks, suggests Ramalingam K.
This is a post that should be read by all those above 23. If you did not read this at 23, then read it now.
Market experts say booking profits could be unwise. If you are nervous, go for dividend-yield stocks.
Investment advisor Sheetal Jhaveri busts popular money myths to make you a confident investor
Rediff readers take the 10 year challenge and tell us what has changed.
This feat was achieved 25 years after the mutual funds industry was opened to private players. The industry now aims to achieve the next Rs 25 trillion in 5 years.
As long as the money has been 'paid or deposited in the previous year', an assessee should be eligible for tax relief, says Harsh Roongta.
Every financial plan needs to be tweaked periodically.
Diversify! Go for SIPs in equity MFs or buy debt funds! Don't time the market! Don't trade intra-day! So simple!
Salil Dhawan explains how as you progress in your career you can also grow your money at a phenomenal pace if you start investing early.
The losses are likely to be fewer and the overall chances of making a gain will be higher.
The benchmark indices have rallied 28 per cent this year, while the broader market has outperformed
